Economic & Property Outlook May 2026
Stephen Halmarick
Centuria Bass Credit is built on the foundations of excellence in investment strategy, discipline and patience. We have built a best-in-class team of investment professionals with enduring, trusted relationships and responsibility to our co-investment partners.
Our co-founders, executives and staff are significant investors in Centuria Bass, alongside our co-investors. This means we can proudly say that we look after our clients’ money just like our own.
The 80:20 rule applies in key areas of our investment decision making including the importance of being ‘strategic and tactical investors’ and the use of ‘second level thinking’ to invest into sub-sectors and assets which will show the greatest long term value, stability and returns.
Opportunity may emerge from many factors including bank liquidity or capital constraints and market disruption, demographic change, economic changes, technology and consumer trends and many other variables in a very large puzzle of interlocking pieces in our business economy. Staying at the forefront of this opportunity is our commitment to our co-investors.
Centuria Bass is wholly owned by the ASX-listed Centuria Capital Group, which has a 25-year track record of helping investors build long term wealth through commercial property investments.
Centuria’s decades of experience complement our deep expertise in mid-market real estate finance. Together, we ensure disciplined investment processes and strong outcomes for clients, leveraging a proven track record across property management, funds management, property development, real estate finance, data centres, and investment bonds.
Through Centuria’s extensive investor network and established relationships, Centuria Bass can broaden access to high-performing credit strategies and diversify funding sources for real estate borrowers. Our connection to Centuria Capital Group means investors benefit from a breadth of business capabilities and a commitment to delivering innovative, competitive solutions across Australia’s dynamic property market.
Since our inception in 2016 we have reliably generated out-performance across our investment strategies and portfolio.
View some of our case studies below.
Type
Residual stock
Location
NSW
Facility amount
$50.05 million
IRR
Snr IRR: 10.50%
Mez IRR: 15.50%
LVR
Snr LVR: 67.50%
Mez LVR: 73.00%
Presales
20.00% p/c
19.40% p/i

Type
Bridge
Location
NSW
Facility amount
$36.42 million
IRR
10%
LVR
47%
Presales
N/A

Type
Construction
Location
Vic
Facility amount
$44.4 million
IRR
11%
LVR
65%
Presales
100%

Type
Bridge
Location
NZ
Facility amount
$12.88 million
IRR
9%
LVR
35.83%
Presales
N/A

Centuria Bass Credit (CBC) create exclusive opportunities for our investors by facilitating the funding of predominantly senior secured property loans and quality first mortgage investment opportunities. Investors can choose to invest directly into specific single-asset opportunities, or via a fund allowing for benefits of diversification and greater liquidity (as per Fund IM terms).
Gain concentrated returns by investing in specific single-asset opportunities that meet your investment preferences and objectives.
Develop a well-considered and strategic investment portfolio that is tailored according to your risk-profile. Allow our specialised team to work with you to ensure your involvement in investment opportunities best suited to your needs via single-asset deals.
Access to an exclusive diversified portfolio loans in order to maximise your investment via a pooled fund.
Leverage the years of experience and expertise of the CBC team to ensure you reap the benefits of investing in an exclusive portfolio of loans with the benefit of greater liquidity (as per Fund IM terms).