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Investors

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Investors

Why us?

Centuria Bass Credit is built on the foundations of excellence in investment strategy, discipline and patience.  We have built a best-in-class team of investment professionals with enduring, trusted relationships and responsibility to our co-investment partners.

Our co-founders, executives and staff are significant investors in Centuria Bass, alongside our co-investors. This means we can proudly say that we look after our clients’ money just like our own.

The 80:20 rule applies in key areas of our investment decision making including the importance of being ‘strategic and tactical investors’ and the use of ‘second level thinking’ to invest into sub-sectors and assets which will show the greatest long term value, stability and returns.

Opportunity may emerge from many factors including bank liquidity or capital constraints and market disruption, demographic change, economic changes, technology and consumer trends and many other variables in a very large puzzle of interlocking pieces in our business economy.  Staying at the forefront of this opportunity is our commitment to our co-investors.

Invest with a proven property manager

Centuria Bass is wholly owned by the ASX-listed Centuria Capital Group, which has a 25-year track record of helping investors build long term wealth through commercial property investments.

Centuria’s decades of experience complement our deep expertise in mid-market real estate finance. Together, we ensure disciplined investment processes and strong outcomes for clients, leveraging a proven track record across property management, funds management, property development, real estate finance, data centres, and investment bonds.

Through Centuria’s extensive investor network and established relationships, Centuria Bass can broaden access to high-performing credit strategies and diversify funding sources for real estate borrowers. Our connection to Centuria Capital Group means investors benefit from a breadth of business capabilities and a commitment to delivering innovative, competitive solutions across Australia’s dynamic property market.

Performance and results

Since our inception in 2016 we have reliably generated out-performance across our investment strategies and portfolio.

View some of our case studies below.

Box Hill

Loan
Senior and mezzanine

Type
Residual stock

Location
NSW

Facility amount
$50.05 million

IRR
Snr IRR: 10.50%
Mez IRR: 15.50%

LVR
Snr LVR: 67.50%
Mez LVR: 73.00%

Presales
20.00% p/c
19.40% p/i

Box Hill
Credit enhancements

  • Registered first ranking security over the Project
  • Presales representing 19% net presale cover over debt, scheduled to settle in months 3 and 4 of the facility
  • Unlimited personal guarantees from the Borrower’s directors
  • Experienced sponsors with over a decade of experience

Loan
Senior

Type
Bridge

Location
NSW

Facility amount
$36.42 million

IRR
10%

LVR
47%

Presales
N/A

Parramatta
Credit enhancements

  • First ranking mortgage over the subject site and GSA over the Borrowing entity
  • All interest capitalised in advance
  • Experienced guarantors supported by expert consultants to assist with planning approvals
  • Unlimited Personal Guarantee from each of the Borrowers and Landowner entities

Loan
Senior

Type
Construction

Location
Vic

Facility amount
$44.4 million

IRR
11%

LVR
65%

Presales
100%

Geelong bay aerial shot showing ocean views and the landscape
Credit enhancements

  • Registered first mortgage security over the property located at 23-25 Myers street, Geelong
  • Registered first ranking general security agreement (GSA) over the borrower
  • Guarantee from unitholders of the borrowing entity supported by a joint and several corporate guarantee from the guarantor
  • Experienced sponsor who has an existing relationship with CBC

Loan
Senior

Type
Bridge

Location
NZ

Facility amount
$12.88 million

IRR
9%

LVR
35.83%

Presales
N/A

Geelong bay aerial shot showing ocean views and the landscape
Credit enhancements

  • Registered first ranking security over subject site
  • Unlimited personal guarantees from sponsor
  • Well located sites within growing Kapiti Coast Region
  • Experienced sponsor and development team who have completed a successful development in the Kapiti area
  • Low LVR and readily refinanceable by other major banks

How we invest

Centuria Bass Credit (CBC) create exclusive opportunities for our investors by facilitating the funding of predominantly senior secured property loans and quality first mortgage investment opportunities. Investors can choose to invest directly into specific single-asset opportunities, or via a fund allowing for benefits of diversification and greater liquidity (as per Fund IM terms).

Invest via a single-asset deal

Gain concentrated returns by investing in specific single-asset opportunities that meet your investment preferences and objectives.

Develop a well-considered and strategic investment portfolio that is tailored according to your risk-profile. Allow our specialised team to work with you to ensure your involvement in investment opportunities best suited to your needs via single-asset deals.

Access to an exclusive diversified portfolio loans in order to maximise your investment via a pooled fund.

Leverage the years of experience and expertise of the CBC team to ensure you reap the benefits of investing in an exclusive portfolio of loans with the benefit of greater liquidity (as per Fund IM terms).

Investor team