Borrowers

Centuria Bass Credit is an investment fund and asset manager that provides real estate finance to developers, investors, entrepreneurs and companies.

Centuria Bass focuses on mid-sized financing solutions, which generally range from $5 million up to $150 million in value. Our team offers a unique combination of investment banking and commercial property expertise, ensuring best-in-class solutions. Centuria Bass provides direct financing across various real estate sectors, including residential, commercial, retail, industrial, specialised property and real assets.

A wholly owned business unit of the ASX-listed Centuria Capital Group, Centuria Bass Credit offers borrowers and brokers the confidence that comes from partnering with one of Australia’s leading property fund managers. Our connection to Centuria provides a foundation of financial strength, stability, and market credibility – enabling us to deliver on our commitments with speed and certainty.

Key to our success is a focus on the growth and prosperity of our clients, which is always underpinned by our core values – discipline, expertise and integrity. We work with a solutions-focused lens, always striving to offer bespoke lending solutions that keep projects moving.

At Centuria Bass, we pride ourselves on our disciplined approach, reliability, and responsive service. Our streamlined processes and direct access to capital mean we can move quickly – delivering flexible funding solutions when you need them most. Above all, we are committed to building lasting partnerships, supporting your growth and prosperity with integrity and a solutions-focused mindset.

Some examples of Centuria Bass Credit’s financing offering include:

Construction finance across all stages of the program;
Bridge/investment loans to support acquisition and refinancing opportunities;
Funding for real estate assets in specialised sectors such as hospitality, healthcare and service centres.

The deal process

With efficient processes and superior service as our ambition, we deliver fast and reliable outcomes.

Contact our expert team with an overview of your needs, and we will then provide indicative pricing and, upon mutual agreement, move forward through our simple step process below.

Indicative Terms

Submit loan application to negotiate conditional approval of terms.

Internal Credit Approval

Research, collect and prepare appropriate due diligence to be presented and approved through internal credit.

Complete Loan Documents

Execute loan documents and satisfy outstanding conditions.

Funded

Final funding provided.

CENTURIA BASS MOVES FAST TO FUND CANBERRA INDUSTRIAL PURCHASE

Residential

Centuria Bass Credit has successfully financed projects across Australia within the residential development sector. Whether it is the acquisition of a development site or the construction of townhouses, apartments, or land subdivisions, we are able to work with our borrowers to provide financing solutions beyond the parameters set by traditional banks. Our residual stock loan facilities allow borrowers to refinance completed residential development with insufficient presales to payout existing construction debt. Commonly, these facilities work well for products that require a 12-24 months post-construction period to realise best value for unsold stock and utilise the revenue from sales to make loan payments as opposed to relying on borrower cashflows for servicing.

Commercial

Centuria Bass Credit has successfully financed commercial real estate developments and assets, including office, industrial, and retail nationally. With access to the expertise across the broader Centuria Group, our lending solutions cover the construction of new commercial assets, refinancing of existing assets to release equity for business purposes, or providing funding against the asset during a trade-up period. Our capitalised interest bridge loans are effective for borrowers seeking to retain lease cashflows whilst executing a sale or long-term refinance strategy.

Industrial

Centuria Bass Credit has a proven track record of funding industrial projects across Australia, supporting the acquisition, development, and refinancing of assets such as warehouses and industrial subdivisions. Recent examples include land bridge facilities and construction loans, as well as warehouse loan facilities for boutique lenders. Our flexible finance solutions are designed to help clients capitalise on opportunities in the dynamic industrial sector.

Specialty

Centuria Bass Credit considers other real estate-backed mortgages outside of standard commercial and residential property sectors, taking into account the borrower’s capability, capacity and exit strategy. Sectors including hospitality (pubs and hotels), purpose-built specialist residential, service stations, medical facilities, and data centres are all examples of the breadth of our mortgages expertise.

Loan origination and management team

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